Insuring properties which you own but don't live in can be a complicated business. To make it simpler CGU has a policy specifically designed to protect your investment.
Landlords Residential Property Insurance covers flats, units, apartments and houses which are leased or rented to tenants. Many insurance policies give you a list of the events you are covered for, however CGU offers Accidental Damage cover to protect your property against a broader range of events.
Instead of a long list of acceptable risks, you will find a short list of events and mishaps which are not covered. So if something happens and it's not on the list of exclusions, you know you're covered. When you think of the extraordinary and unlikely accidents that can happen, the value of Accidental Damage cover will become very clear.
You secure the insurance cover you require by selecting from the extensive range of covers and options CGU offers with this policy.
You can choose cover for:
- Replacement benefit for building
- New for old cover for most contents up to 15 years
- Loss of rent
- Rent default and theft by a tenant
- Legal liability ($5, $10, $15 or $20 million)
- Workers' compensation in WA, Tasmania and NT
- 21 day Money Back Guarantee
- Easy-Pay monthly instalments option
- For detailed information on the cover and limits provided you should read the Product Disclosure Statement
Note: these documents are provided in .pdf format and require version, 4.0 (or later) of Adobe Reader. You can download Adobe Reader by clicking on the "Get Adobe Reader" button below.
CGU Insurance Limited ABN 27 004 478 371 I AFS Licence No. 238291 is the underwriter of this insurance. In arranging this insurance Macquarie Credit Union, AFSL No. 241132, ABN 85 087 650 253 acts as an agent for CGU, not as your agent. The information contained in this guide is a summary only. We cannot advise you whether the insurance is appropriate for your personal objectives, financial situation or needs. To decide if it is appropriate for you, please carefully read the relevant policy documents (Product Disclosure Statement), which are also available at our branches. If you purchase this policy, we will charge you an agreed premium, including any relevant taxes and charges.