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Benefits

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Our Credit Union Car Loans come with some great benefits...

Variable and lump sum repayments

By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. ^

Early repayment without penalty

The earlier you pay off your loan the more money you save in interest charges. Some institutions charge a fee to help recover their lost interest. However, we don't charge for this service. ^

Free redraw facility

The credit union gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application. ^

No monthly account keeping/service fees

Unlike some other institutions, we do not charge any account keeping or service fees on our loan accounts, saving you money. ^

Loan repayment insurance available

Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance. ^

Automatic repayments (salary/account)

You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or Phone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees. ^

No loan interview

Submitting a loan application couldn't be simpler. You can apply online today and receive approval within 24-48 hours. No need to visit the branch for a loan interview. ^

Decided that this loan is right for you?

Apply using our simple online Car Loan application form Apply Now

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