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Target Market Determinations

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From the 5 October 2021, Macquarie Credit Union is required to provide Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

What is a Target Market Determination?

A Target Market Determination is a document which describes who a product is appropriate for (target market). A product's TMD also outlines the product's distribution conditions and any review triggers for that particular financial product. 

Our Target Market Determinations are available below or by contacting our branch. 

 

Home Loans

Basic Home Loan Special

Fixed Home Loan

Discounted Variable Home Loan

Standard Variable Home Loan

Power Home Loan Package

First Home Buyers Loan

Special Low Rate Home Loan

Basic Home Loan

Home Equity Loan

Construction Loan

 

Investment Loans

Investment Home Loan

 

Car Loans

Car loan crusher

Car loan for vehicles up to 2 years old

Car loan for vehicles up to 5 years old

Car loan for vehicles up to 10 years old

Lifestyle loan

 

Personal Loans

10/5/50

Unsecured Personal Loan

Debt Consolidation Loan

Student Loan

 

Deposits

Card Access Account

Online Savings Account

Investment Account

Gold Retirement Account

Christmas Club Account

Term Deposit Account

Monthly Term Deposit

Salary Packaging Account

 

Cards

Visa Debit Card

Visa 55 Credit Card

 

Overdraft

Overdraft

 

For more information please contact info@macquariecu.com.au or call 1300 885 480 during business hours.