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Deposits and Withdrawals

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You can transact on your accounts in a variety of ways 24/7. In addition to Internet Banking you can access Cash Withdrawals, BPAY®, Bank@Post and Direct Debits.

Cash Withdrawals

The way in which we all access and use cash is changing. With online, mobile banking, and payWave (tap and go) becoming more popular the use of ATMs to withdraw cash is declining.

Where can I find an ATM?

You have free access to ATMs Australia-wide provided by the CBA, NAB, ANZ, and Westpac (Normal transaction limits apply).

Third Party ATM Fees

When using a third party ATM you may be charged a fee, this is not a fee charged by Macquarie Credit Union, this is charged by the owner of the ATM. The fee is disclosed upfront allowing you the option not proceed further. From 1 February 2019 Macquarie Credit Union will no longer be a part the rediATM network and withdrawal fees apply.

What other options are available

You can also withdraw cash by using the following options:

  • At supermarkets and participating retailers with purchases
  • At Australia Post outlets that offer Bank@Post services


  • Call 1300 885 480 to pay with BPAY® over the phone
  • Use the web to pay all your bills at once
  • Look for the BPAY® logo on your bills


With Bank@Post you can withdraw and deposit funds to your savings accounts using your Visa Debit Card with an accompanying PIN (personal identification number).

Learn more

Direct Debit

With our Direct Debit Bill Paying Service you can prearrange payment of an authorised sum to a nominated recipient at nominated intervals.



  • Cheque Banking ceased at Macquarie Credit Union on 31st October 2023.


  • If you have any questions please contact our Member Service Team.



® Registered to BPAY Pty Ltd ABN 69 079 137 518