
Savings accounts designed by your Credit Union to help keep more money in your pockets.
Cheque/Card Account
Access your money your preferred way with our Cheque/Card Account. This everyday use account gives you full daily access to your funds for transaction purposes. Transact with Visa Debit Card, Paywave, Cash/ ATM access, Bank@Post, BPAY®, direct debit and cheque facilities available. With a Macquarie Credit Union Cheque/ Card account you have the option to bank fee free when you select credit on your Visa Debit Card.
Features |
Cheque/Card Account |
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Key Features | Interest Income | Nil | Visa Debit Card | Yes | ATM Access | Yes | Visa payWave | Yes | Internet Banking | Yes | Phone Banking | Yes | Direct Credits / Debits | Yes | BPAY | Yes | Bank@Post | Yes | Branch Transactions | Yes | Personal Cheque Facility | Available on request | Overdraft | Available on application | Availability of Funds | At call |
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Online Savings Account
This Online Savings Account encourages regular monthly savings. Great for anyone with a savings goal in mind. This account offers a BONUS "Power Saver" option to account holders who qualify by depositing a minimum of $200 with zero withdrawals each month (1)
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BONUS 0.60% "Power Saver" option available (1)
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Save by managing your transactions online or via telephone banking
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Access to funds 24 hours a day, 7 days a week
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Salary, dividends or other income can be directly credited to the account
Calculate your savings
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up to
0.20% pa
interest rate
View the rates tier
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Features |
Online Savings Account |
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Tiered Interest Rates | $0 < $500 | Nil | $500 < $5,000 | 0.15% pa | $5,000 < $50,000 | 0.15% pa | $50,000 and above | 0.20% pa | Power Saver Interest Rates | Power Saver - $0 < $500 | Nil | Power Saver - $500 < $5,000 | 0.75% pa1 | Power Saver - $5,000 < $50,000 | 0.75% pa1 | Power Saver - $50,000 above | 0.80% pa1 | Key Features | Interest Income | Calculated daily, paid monthly | Internet Banking | Yes | Phone Banking | Yes | Direct Credits | Yes | Availability of Funds | At call |
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Investment Account
Invest in your financial freedom. Our Investment Account is a great account for managing your expenses whilst earning daily interest (paid annually). This savings account gives you full access to your funds as you require them, allowing you to budget and save ahead for your bills and create a buffer for any unexpected costs if you wish to. Even better still, you can set and forget your payments to pay your bills automatically as they fall due.
Features |
Investment Account |
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Investment Account Interest Rates | $0 < $500 | Nil | $500 < $5,000 | 0.05% pa | $5,000 < $10,000 | 0.05% pa | $10,000 < $20,000 | 0.10% pa | $20,000 < $50,000 | 0.15% pa | $50,000 < $100,000 | 0.20% pa | $100,000 above | 0.30% pa | Key Features | Interest Income | Calculated daily, paid annually | Internet Banking | Yes | Phone Banking | Yes | Direct Credits / Debits | Yes | BPAY | Yes | Bank@Post | Yes | Branch Transactions | Yes | Availability of Funds | At call |
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Gold Retirement Account
If you receive a Pension/Allowance from the Australian Department of Social Security or Veterans' Affairs and are over 55 years of age, then a Macquarie Credit Union Gold Retirement Account may be the ideal account for you..
Features |
Gold Retirement Account |
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Gold Retirement Account Interest Rates | $0 < $2,000 | Nil | $2,000 < $39,400 | 0.20% pa | $39,400 Above | 0.50% pa | Key Features | Interest Income | Calculated daily, paid annually | Internet Banking | Yes | Phone Banking | Yes | Direct Credits / Debits | Yes | BPAY | Yes | Bank@Post | Yes | Branch Transactions | Yes | Availability of Funds | At call |
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Christmas Club Account
Christmas time can be financially stressful but it doesn’t have to be. Our Christmas Club Account allows you to save regularly ahead for Christmas time without the temptation to spend your savings before November.
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Save now and avoid stress at Christmas
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Access funds between 01 November and 31st of January
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We can help you automate your savings and create a regular savings pattern
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Build your savings for an easy and enjoyable Christmas
Calculate your savings
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0.15% pa
interest rate
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Features |
Christmas Club Account |
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Key Features | Interest Income | Calculated daily, paid annually | Internet Banking | Yes | Phone Banking | Yes | Direct Credits / Debits | Yes | Branch Transactions | Yes | Overdraft | On application | Availability of Funds | Access between 01 November to 31st January |
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More Information
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Apply for a Savings Account 
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