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Savings Accounts

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Savings accounts designed by your Credit Union to help keep more money in your pockets.

Access Account

This everyday use account gives you full daily access to your funds for transaction purposes. Transact with Visa Debit Card, Paywave, Cash/ ATM access, Bank@Post, BPAY®, direct debit and cheque facilities available. With a Macquarie Credit Union Access Account you have the option to bank fee free when you select credit on your Visa Debit Card.

Optional Visa Debit Card with Paywave/ Tap and Go for easy shopping transactions
Access to funds 24 hours a day, 7 days a week

Calculate your savings

0.00% pa
interest rate

View the rates tier

Features

Access Account
Key Features
Interest Income	Nil
Visa Debit Card	Yes
ATM Access	Yes
Visa payWave	Yes
Internet Banking	Yes
Phone Banking	Yes
Direct Credits / Debits	Yes
BPAY	Yes
Bank@Post	Yes
Branch Transactions	Yes
Personal Cheque Facility	Available on request
Overdraft	Available on application
Availability of Funds	At call

Online Savings Account

This Online Savings Account encourages regular monthly savings. Great for anyone with a savings goal in mind. This account offers a BONUS "Power Saver" option to account holders who qualify by depositing a minimum of $200 with zero withdrawals each month (1)

BONUS 0.30% "Power Saver" option available (1)
Save by managing your transactions online
Access to funds 24 hours a day, 7 days a week
Salary, dividends or other income can be directly credited to the account

Calculate your savings

up to
0.20% pa
interest rate

View the rates tier

Features

Online Savings Account
Tiered Interest Rates
$0 < $500	Nil
$500 < $50,000	0.15% pa
$50,000 and above	0.20% pa
Power Saver Interest Rates
Power Saver - $0 < $500	Nil
Power Saver - $500 < $50,000	0.45% pa¹
Power Saver - $50,000 above	0.50% pa¹
Key Features
Interest Income	Calculated daily, paid monthly
Internet Banking	Yes
Phone Banking	Yes
Direct Credits	Yes
Availability of Funds	At call

Investment Account

If you are looking for a higher rate of interest this may be the account for you. The Investment Account allows you to make transactions at our Branch and can also be accessed through internet banking.

No monthly service fees
Access to funds 24 hours a day, 7 days a week
Interest calculated daily, paid annually

Calculate your savings

up to
0.30% pa
interest rate

View the rates tier

Features

Investment Account
Investment Account Interest Rates
$0 < $10,000	0.05% pa
$10,000 < $20,000	0.10% pa
$20,000 < $50,000	0.15% pa
$50,000 < $100,000	0.20% pa
$100,000 above	0.30% pa
Key Features
Interest Income	Calculated daily, paid annually
Internet Banking	Yes
Phone Banking	Yes
Direct Credits / Debits	Yes
BPAY	Yes
Bank@Post	Yes
Branch Transactions	Yes
Availability of Funds	At call

Gold Retirement Account

If you receive a Pension/Allowance from the Australian Department of Social Security or Veterans' Affairs and are over 55 years of age, then a Macquarie Credit Union Gold Retirement Account may be the ideal account for you.

No monthly service fees
Internet Banking
Funds available at call

Calculate your savings

up to
0.40% pa
interest rate

View the rates tier

Features

Gold Retirement Account
Gold Retirement Account Interest Rates
$0 < $2,000	Nil
$2,000 < $39,400	0.20% pa
$39,400 Above	0.40% pa
Key Features
Interest Income	Calculated daily, paid annually
Internet Banking	Yes
Phone Banking	Yes
Direct Credits / Debits	Yes
BPAY	Yes
Bank@Post	Yes
Branch Transactions	Yes
Availability of Funds	At call

Christmas Club Account

Christmas time can be financially stressful but it doesn’t have to be. Our Christmas Club Account allows you to save regularly ahead for Christmas time without the temptation to spend your savings before November.

Save now and avoid stress at Christmas
Access funds between 01 November and 31st of January
We can help you automate your savings and create a regular savings pattern
Build your savings for an easy and enjoyable Christmas

Calculate your savings

0.15% pa
interest rate

Features

Christmas Club Account
Key Features
Interest Income	Calculated daily, paid annually
Internet Banking	Yes
Phone Banking	Yes
Direct Credits / Debits	Yes
Branch Transactions	Yes
Availability of Funds	Access between 01 November to 31st January

More Information

Apply

Apply for a Savings Account

Questions?

If you have any questions, please contact us

¹ Power Saver Option, Deposit $200 a month, make no withdrawals and earn an extra 0.30% pa on your Online Savings Account. Interest calculated daily, paid monthly