Fixed Rate Home Loan


Fixed Rate Home Loan

Enjoy the certainty of knowing what your repayments are for a fixed period, The fixed rate loan is available for 1, 2, and 3 years.

  • Borrow as little as $10,000
  • No monthly account keeping or service fees
  • Make up to $10,000 in extra repayments without penalty
  • The option to split your loan between fixed and variable

Owner Occupied

3.35% pa1
interest rate

4.46% pa2
comparison rate

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3.58% pa1
interest rate

4.65% pa2
comparison rate

learn more


Additional Information
Minimum Amount $10,000
Maximum Amount 80% of property value
95% of property value for owner occupied with mortgage insurance
90% of property value for investment with mortgage insurance
Loan period Up to 30 years
Rate Term 1, 2 or 3 years
Legal fees At cost
Valuation Fees At cost
Flexible repayments Weekly / fortnightly / monthly
Interest charges Calculated daily, charged monthly
Redraw facility Yes (Minimum $500)
Offset facility No
Top up facility available Yes
Monthly account keeping/service fees No
Variable and Lump Sum Repayments Yes
Extra repayments allowed Yes (Up to $10,000 without penalty)
Time out option Yes
Early repayment without penalty Yes (Break costs may apply)
Partial Split Loan Yes

More Information


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1 Fixed rate reverts to our Standard Variable Home Loan rate after 2 years.

2 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.