loans header

Increase font size Decrease font size

Car Insurance

Attention: open in a new window. Print

Our CGU insurance policies give you the freedom to choose the best cover to suit your needs. You choose the type of policy and the level of cover.

CGU has developed three car insurance policies for you to choose from:

Motor Vehicle Insurance Policy

Available under all levels of cover. This policy provides cover for your car, motorcycle, trailer or horse float.

Nominated Driver Insurance Cover

This policy provides a discounted premium if the car will only be driven by up to 2 nominated drivers over 25 years of age.

Nominated Driver 'Low Kilometre' Policy

If you don't do a lot of driving, this policy is ideal for you. It features generous premium discount when the insured vehicle, driven by up to 2 nominated drivers over 25 years of age, travels less than 10,000 kms in a 12 month period. Please Note Nominated Driver 'Low KM' is not available in TAS.

The choice and flexibility continues with the choice of three levels of cover. Their key features are compared in the table below.

Key Features Comprehensive Fire, Theft & Third Party Third Party Only
Uninsured Driver Protection Yes Yes Yes
Up to 60% off No Claim Bonus Yes No No
Replacement Car Benefit Yes No No
21 day car hire if your vehicle is stolen Up to $100 per day Up to $100 per day No
$30 Million Liability Cover Yes Yes Yes
Windscreen Cover Option Yes No No
Trailer Yes No No
Nominated Driver Yes Yes Yes
Nominated Driver Low Kilometre* Yes No No
After accident care
Vehicle return if more than 100km from home up to $500 Yes Fire and Theft No
Emergency repairs Up to $800 Up to $800 No
Towing Yes Fire and Theft No
Personal Property Up to $1000 No No
Accommodation/Transport Home If more than 100km from home, up to $500 If more than 100km from home, up to $500 No

More Information


Obtain an online quote in just a couple of minutes Obtain a Quote


If you have any questions, please contact us

Note: these documents are provided in .pdf format and require version, 4.0 (or later) of Adobe Reader. You can download Adobe Reader by clicking on the "Get Adobe Reader" button below.

Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance is the underwriter of this insurance. In arranging this insurance Macquarie Credit Union, AFSL No. 241132, ABN 85 087 650 253 acts as an agent for CGU, not as your agent. The information contained in this guide is a summary only. We cannot advise you whether the insurance is appropriate for your personal objectives, financial situation or needs. To decide if it is appropriate for you, please carefully read the relevant policy documents (Product Disclosure Statement), which are also available at our branches. If you purchase this policy, we will charge you an agreed premium, including any relevant taxes and charges.