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Fixed Rate Home Loan

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Fixed Rate Home Loan

Enjoy the certainty of knowing what your repayments are for a fixed period, The fixed rate loan is available for 1, 2, and 3 years.

  • Borrow as little as $10,000
  • No monthly account keeping or service fees
  • Make up to $10,000 in extra repayments without penalty
  • The option to split your loan between fixed and variable

Owner Occupied

3.17% pa1
interest rate

4.42% pa2
comparison rate

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3.51% pa1
interest rate

4.64% pa2
comparison rate

learn more


Additional Information
Minimum Amount $10,000
Maximum Amount 80% of property value
95% of property value for owner occupied with mortgage insurance
90% of property value for investment with mortgage insurance
Loan period Up to 30 years
Rate Term 1, 2 or 3 years
Legal fees At cost
Valuation Fees At cost
Flexible repayments Weekly / fortnightly / monthly
Interest charges Calculated daily, charged monthly
Redraw facility Yes (Minimum $500)
Offset facility No
Top up facility available Yes
Monthly account keeping/service fees No
Variable and Lump Sum Repayments Yes
Extra repayments allowed Yes (Up to $10,000 without penalty)
Time out option Yes
Early repayment without penalty Yes (Break costs may apply)
Partial Split Loan Yes

More Information


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1 Fixed rate reverts to our Standard Variable Home Loan rate after 2 years.

2 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, terms and conditions, fees and charges apply.