Fixed Rate Home Loan
Enjoy the certainty of knowing what your repayments are for a fixed period, The fixed rate loan is available for 1, 2, and 3 years.
80% of property value
95% of property value for owner occupied with mortgage insurance
90% of property value for investment with mortgage insurance
|Loan period||Up to 30 years|
|Rate Term||1, 2 or 3 years|
|Legal fees||At cost|
|Valuation Fees||At cost|
|Flexible repayments||Weekly / fortnightly / monthly|
|Interest charges||Calculated daily, charged monthly|
|Redraw facility||Yes (Minimum $500)|
|Top up facility available||Yes|
|Monthly account keeping/service fees||No|
|Variable and Lump Sum Repayments||Yes|
|Extra repayments allowed||Yes (Up to $10,000 without penalty)|
|Time out option||Yes|
|Early repayment without penalty||Yes (Break costs may apply)|
|Partial Split Loan||Yes|
- Use our calculators to work out your borrowing power, repayments and more
- Request a Home Loan Key Fact Sheet
1 Fixed rate reverts to our Standard Variable Home Loan rate after 2 years.
2 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, terms and conditions, fees and charges apply.