Fixed Rate Home Loan

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Fixed Rate Home Loan

Enjoy the certainty of knowing what your repayments are for a fixed period, The fixed rate loan is available for 1, 2, and 3 years.

Borrow as little as $10,000
No monthly account keeping or service fees
Make up to $10,000 in extra repayments without penalty
The option to split your loan between fixed and variable

Owner Occupied

From
4.06% pa¹
interest rate

4.85% pa²
comparison rate

Investment

From
4.43% pa¹
interest rate

5.07% pa²
comparison rate

Additional Information
Minimum Amount	$10,000
Maximum Amount	80% of property value 95% of property value for owner occupied with mortgage insurance 90% of property value for investment with mortgage insurance
Loan period	Up to 30 years
Rate Term	1, 2 or 3 years
Legal fees	At cost
Valuation Fees	At cost
Flexible repayments	Weekly / fortnightly / monthly
Interest charges	Calculated daily, charged monthly
Redraw facility	Yes (Minimum $500)
Offset facility	No
Top up facility available	Yes
Monthly account keeping/service fees	No
Variable and Lump Sum Repayments	Yes
Extra repayments allowed	Yes (Up to $10,000 without penalty)
Time out option	Yes
Early repayment without penalty	Yes (Break costs may apply)
Partial Split Loan	Yes

More Information

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Questions?

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¹ Fixed rate reverts to our Standard Variable Home Loan rate after 2 years.

² Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.