Fixed Rate Home Loan
Fixed Rate Home Loan
Enjoy the certainty of knowing what your repayments are for a fixed period. The fixed rate loan is available for 1, 2 and 3 years
Fixed Rate Home Loan - Owner Occupier Key Features Minimum Loan Amount $10,000 Flexible Repayments Weekly, fortnightly, monthly Variable and Lump Sum Repayments Yes, up to $10,000 Early Repayment Without Penalty Yes break costs may apply Redraw Facility Free online redraw, minimum amount $500, $20 fee if processed manually Maximum Loan Amount 80% of property value, 95% of PV for Owner Occupier with mortgage insurance, 90% of PV for Investment with mortgage insurance Loan Period Up to 30 years Featured Interest Rate Interest Charges Calculated daily, charged monthly Rate Term 1, 2 or 3 years Fixed Interest Rates 1 Year Fixed Rate 6.08% pa1 1 Year Fixed Comparison Rate 8.19% pa2 2 Year Fixed Rate 6.01% pa1 2 Year Fixed Comparison Rate 7.95% pa2 3 Year Fixed Rate 5.97% pa1 3 Year Fixed Comparison Rate 7.72% pa2 Fees Establishment Fee $250 Monthly Fee $0 Annual Fee $0 Legal Fees At cost Valuation Fees At cost
Fixed Rate Home Loan - Investment Key Features Minimum Loan Amount $10,000 Flexible Repayments Weekly, fortnightly, monthly Variable and Lump Sum Repayments Yes, up to $10,000 Early Repayment Without Penalty Yes break costs may apply Redraw Facility Free online redraw, minimum amount $500, $20 fee if processed manually Split with Fixed and Variable Rates Yes Family Guarantee Option On application Maximum Loan Amount 80% of property value, 95% of PV for Owner Occupier with mortgage insurance, 90% of PV for Investment with mortgage insurance Loan Period Up to 30 years Featured Interest Rate Interest Charges Calculated daily, charged monthly Fixed Interest Rates 1 Year Fixed Rate 6.26% pa1 1 Year Fixed Comparison Rate 8.38% pa2 2 Year Fixed Rate 6.19% pa1 2 Year Fixed Comparison Rate 8.13% pa2 3 Year Fixed Rate 6.14% pa1 3 Year Fixed Comparison Rate 7.90% pa2 Fees Establishment Fee $250 Monthly Fee $0 Annual Fee $0 Legal Fees At cost Valuation Fees At cost
Rates effective from 15 December 2023
More Information
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1 Fixed rate reverts to our Standard Variable Home Loan rate after the fixed rate period.
2 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, terms and conditions, fees and charges apply.