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Mortgage Offset Facility

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An offset account works like a regular savings account.

Link a mortgage offset facility to your Macquarie Credit Union access account and 'offset' the account's balance against your Macquarie Credit Union Home Loan. Any balance in the offset account will help reduce the interest charged on your Home Loan.

With Macquarie Credit Union’s mortgage offset facility you can...

  • reduce the term of your loan and
  • save on the amount of interest you pay on your home loan.


If you want to pay off your Home Loan sooner, a mortgage offset facility can be a quick and simple option!


If you have any questions, please contact us Contact Us