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Lifestyle Loan – For Vehicles Up to 2 Years Old

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Get the new car, caravan, boat or motorcycle you want with this low rate vehicle loan.

  • Swift decision time
  • Flexible repayment options
  • No penalty for early payout
  • Redraw option available

Use our calculator to work out your repayments.


5.99% pa
variable interest rate

6.65% pa*
comparison rate

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Lifestyle Loan
Minimum loan amount $10,000
Deposit required No
Loan period Maximum 7 year term
Establishment fee $200
Monthly fee $5
Flexible repayments Weekly, fortnightly or monthly
Interest charges Calculated daily, charged monthly
Redraw facility Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Time out option Yes

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Terms and Conditions
Normal lending criteria, terms and conditions, fees and charges apply. Minimum loan amount of $10,000. For vehicles up to 2 years old. Maximum loan term 7 years. Available for new lending only, not available on re-finance of, or an increase to the limit of existing Macquarie Credit Union facilities. Redraw request is subject to approval. Minimum redraw amount is $500. Full terms and conditions are available upon request.

*Comparison rate calculated on a secured loan amount of $30,000 over a term of 5 years with monthly repayments.

Warning: Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal lending criteria, terms and conditions, fees and charges apply and are available on application.