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An overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

  • Only pay interest on what you use
  • Minimum amount $1,000
  • Maximum amount $10,000
  • Interest calculated daily, charged monthly
13.99% pa
interest rate
Key Features
Cash Advance FacilitiesYes
Visa Chip Access CardYes
Direct Credits / DebitsYes 
Visa payWaveYes
Eftpos AccessYes
ATM AccessYes 
Branch AccessYes 
Minimum Loan Amount$1,000 
Maximum Loan Amount$10,000 
Interest Rates
Interest ChargesCalculated daily, charged monthly
Overdraft Approval Fee$200 
Overdraft Line Fee$2 per month


Visit our branch or give us a call on 1300 885 480

Download and print out an application form


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