Increase font size Decrease font size

Personal Loans

Attention: open in a new window. Print

Needing study materials? Looking to renovate your home? Or take a much needed holiday? We can help you realise your dream.

10|5|50 Personal Loan

Whether it’s to consolidate your expenses, to buy that ‘certain something’, or take that holiday you’ve been dreaming of, our 10/5/50 Personal Loan can help.

  • $10,000 personal loan for any purpose
  • Repay over a period of 5 years
  • Minimum repayments of $50 a week

10.99% pa
variable interest rate

13.40% pa1
comparison rate

Contact Us

  Features
10-5-50 Personal Loan
Key Features
$0 DepositYes 
Swift Decision TimeYes
Flexible RepaymentsWeeky, fortnightly or monthly
Variable and Lump Sum RepaymentsYes
Redraw FacilityFree online redraw, minimum amount $500, $20 fee if processed manually 
Time Out OptionYes 
Early Repayment Without PenaltyYes
Loan Period5 years
Minimum Loan Amount$10,000 
Maximum Loan Amount$10,000 
Fees
Establishment Fee$200 
Monthly Fee$5 

Unsecured Personal Loan Below $15,000

Unsecured Personal Loan for any worthwhile purpose below $15,000 in value. If your looking to make a dream come true or have an unexpected expense between $1,000 and $15,000, simply apply today.

  • Free online redraw facility
  • Debt consolidation options available

From
14.20% pa
interest rate

16.61% pa2
comparison rate

apply
  Features
Unsecured Personal Loan Below $15000
Key Features
$0 DepositYes 
Swift Decision TimeYes
Flexible RepaymentsWeekly, fortnightly or monthly
Variable and Lump Sum RepaymentsYes
Redraw FacilityFree online redraw, minimum amount $500, $20 fee if processed manually 
Time Out OptionYes 
Early Repayment Without PenaltyYes
Loan PeriodUp to 7 years
Minimum Loan Amount$1,000 
Maximum Loan Amount$15,000 
Fees
Establishment Fee$200 
Monthly Fee$5 

Unsecured Personal Loan Above $15,000

Unsecured Personal Loan for amounts of $15,000 and above. This loan offers competitive interest rates and the flexibility to spend it on any worthwhile purpose. Those dreams of yours are just at your fingertips.

  • Free online redraw facility
  • Debt consolidation options available

13.95% pa
interest rate

14.57% pa3
comparison rate

apply
  Features
Unsecured Personal Loan Above $15000
Key Features
$0 DepositYes 
Swift Decision TimeYes
Flexible RepaymentsWeekly, fortnightly or monthly
Variable and Lump Sum RepaymentsYes
Redraw FacilityFree online redraw, minimum amount $500, $20 fee if processed manually 
Time Out OptionYes 
Early Repayment Without PenaltyYes
Loan PeriodUp to 7 years
Minimum Loan Amount$15,000 
Maximum Loan Amount$50,000 
Fees
Establishment Fee$200 
Monthly Fee$5 

Student/Apprentice Loan

If you are working casually and need money for equipment and study materials, our student/apprentice loan could be the answer.

  • Borrow up to $2,000
  • No establishment fee
  • No monthly fees

12.20% pa
interest rate

12.20% pa4
comparison rate

apply
  Features
Student/Apprentice Loan
Key Features
$0 DepositYes 
Swift Decision TimeYes
Flexible RepaymentsWeekly, fortnightly or monthly
Variable and Lump Sum RepaymentsYes
Redraw FacilityFree online redraw, minimum amount $500, $20 fee if processed manually 
Time Out OptionYes 
Early Repayment Without PenaltyYes
Loan Period2 Years
Minimum Loan Amount$1,000 
Maximum Loan Amount$2,000 
Fees
Establishment Fee$0 
Monthly Fee$0 

Debt Consolidation Loan

Managing multiple re-payments can become difficult and stressful to maintain when your circumstances change, especially if you live a busy everyday lifestyle. At Macquarie Credit Union our Loan Specialists can assess your eligibility to combine multiple loans into a single, simplified loan repayment. Consolidating your loans could save you time, frustration and money.

  • Refinance option
  • Simplify multiple payments into one single repayment

15.20% pa
interest rate

15.82% pa5
comparison rate

apply
  Features
Debt Consolidation
Key Features
$0 DepositYes 
Swift Decision TimeYes
Flexible RepaymentsWeekly, fortnightly or monthly
Variable and Lump Sum RepaymentsYes
Redraw FacilityFree online redraw, minimum amount $500, $20 fee if processed manually 
Time Out OptionYes 
Early Repayment Without PenaltyYes
Loan Period7 years
Minimum Loan Amount$1,000 
Maximum Loan Amount$50,000 
Fees
Establishment Fee$200 
Monthly Fee$5 

More Information

Apply

Apply for a Personal Loan Apply Now

Click here to Download an Application.

Questions?

If you have any questions, please contact us Contact Us

 

 

1 Minimum payment of $50 per week based on a loan of $10,000 with an annual percentage rate (variable) of 10.99%. Available for new lending only. Comparison rate of 13.40% p.a. is calculated on a loan amount of $10,000 over a term of 3 years. Warning: Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal lending criteria, terms and conditions, fees and charges apply and are available on application.

2 Comparison rate is based on a $10,000 loan over 3 years with monthly repayments. Warning: Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal lending criteria, terms and conditions, fees and charges apply and are available on application.

3 Comparison rate is based on a $30,000 loan over 5 years with monthly repayments. Warning: Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal lending criteria, terms and conditions, fees and charges apply and are available on application.

4 Comparison rate is based on a $2,500 loan over 2 years with monthly repayments. Warning: Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal lending criteria, terms and conditions, fees and charges apply and are available on application.

5 Comparison rate is based on a $30,000 loan over 5 years with monthly repayments. Warning: Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal lending criteria, terms and conditions, fees and charges apply and are available on application.