Loans

As part of our ‘straightforward and reliable banking’ approach we are committed to keeping our products simple, straightforward and easy to understand.

In support of this commitment we have designed a range of good value loan products with the features and options you need and nothing you don’t.

Home and Investment Loans

We have designed a variety of home loans to satisfy the needs of you, our Members. Whether you are buying your first home, refinancing or looking to buy an investment property, we have something to suit you.

Redraw facility available No Monthly Fees

From 3.99% pa interest rate 4.84% pa1 comparison rate

Fixed Rate Home Loan

Enjoy the certainty of knowing what your repayments are for a fixed period, The fixed rate loan is available for 1, 2, and 3 years.

Borrow as little as $10,000 No monthly account keeping or service fees Make up to $10,000 in extra repayments without penalty The option to split your loan between fixed and variable

From 4.06% pa2 interest rate 4.85% pa1 comparison rate

Car Loans

When a new car is what you need, we'll help you drive away sooner.

Revolving option No monthly fees Equity option FEE FREEDOM

From 7.95% pa interest rate 8.16% pa** comparison rate

Personal Loans

Need study materials? Looking to renovate your home? Or take a much needed holiday? We can help you realise your dream.

No monthly fees Flexible repayment options Redraw facility available FEE FREEDOM

From 10.99% pa interest rate 12.02% pa* comparison rate

Overdrafts

An overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

Only pay interest on what you use Minimum amount $1,000 Maximum amount $10,000 Interest calculated daily, charged monthly

13.99% pa interest rate

Questions?

If you have any questions, please contact us

^{*Comparison rate calculated on a loan amount of $10,000 over a term of 3 years with weekly repayments
**Comparison rate calculated on a loan amount of $30,000 over a term of 5 years with monthly repayments.}