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Loans

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As part of our ‘straightforward and reliable banking’ approach we are committed to keeping our products simple, straightforward and easy to understand.

In support of this commitment we have designed a range of good value loan products with the features and options you need and nothing you don’t.

Home and Investment Loans

We have designed a variety of home loans to satisfy the needs of you, our Members. Whether you are buying your first home, refinancing or looking to buy an investment property, we have something to suit you.

  • Redraw facility available
  • No Monthly Fees

From
3.99% pa
interest rate

4.84% pa1*
comparison rate

learn more

Fixed Rate Home Loan

Enjoy the certainty of knowing what your repayments are for a fixed period, The fixed rate loan is available for 1, 2, and 3 years.

  • Borrow as little as $10,000
  • No monthly account keeping or service fees
  • Make up to $10,000 in extra repayments without penalty
  • The option to split your loan between fixed and variable

From
4.06% pa2
interest rate

4.85% pa1
comparison rate

learn more

Car Loans

When a new car is what you need, we'll help you drive away sooner.

  • Revolving option
  • No monthly fees
  • Equity option
  • FEE FREEDOM

From
7.95% pa
interest rate

8.16% pa**
comparison rate

learn more

Personal Loans

Need study materials? Looking to renovate your home? Or take a much needed holiday? We can help you realise your dream.

  • No monthly fees
  • Flexible repayment options
  • Redraw facility available
  • FEE FREEDOM

From
10.99% pa
interest rate

12.02% pa*

comparison rate

learn more

Overdrafts

An overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

  • Only pay interest on what you use
  • Minimum amount $1,000
  • Maximum amount $10,000
  • Interest calculated daily, charged monthly
13.99% pa
interest rate
apply

Questions?

If you have any questions, please contact us Contact Us

 

*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments
**Comparison rate calculated on a loan amount of $30,000 over a term of 5 years with monthly repayments.

1 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.

2 Fixed rate reverts to our Standard Variable Home Loan rate after 12 months.