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Changes to Account Disclosure Documents

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Changes to Account Disclosure Documents

Please note that there have been some changes made to the following disclosure documents:

Summary of Accounts & Availablity of Access Facilites

Note 3: Fixed Term Deposits are repayable at maturity. You may apply for early withdrawal, which we may grant at our absolute discretion. Where early withdrawals is agreed to, the interest rate for recast interest on redemption is the lesser of 1%pa or half the existing rate on the amount redeemed. Interest is paid on maturity or every 12 months. On Maturity we will automatically re-invest your term deposit for the same term you originally chose unless you have told us otherwise.Normally we will ask you when making your term deposit what you want to happen on maturity


Fees and Charges and Transaction Limits

Term Deposits

Early redemption fee - second and any subsquent redemptions during deposit term     $15.00

These changes will take effect immediately for all new term deposits and 1 July 2018 for all existing term deposits.

Please refer to the Disclosure Statements for a copy of the updated documents.